Please read carefully these HF RWA GROUP LTD Terms and Conditions of Use (hereinafter referred to as the “Terms”), our AML Policy, and Privacy Policy, which are integral parts of these Terms (hereinafter collectively referred to as the “Agreement”) before using the HF RWA GROUP LTD website located at https://harvest-finance.io (the “Website”), HF RWA GROUP LTD platform, and any other services provided by us (hereinafter collectively referred to as “HF RWA GROUP LTD”). If you disagree with these Terms, please do not use HF RWA GROUP LTD services.
When we use "We", “HF RWA GROUP LTD”, and “Company” in the text of these Terms, we mean HF RWA GROUP LTD, a company registered at 20 Wenlock Road, London, England, N1 7GU, and its affiliated companies, which are the developers and the owners of the different products and services under the brand “HF RWA GROUP LTD”, including but not limited to the HF RWA GROUP LTD website, and any platform or service provided by HF RWA GROUP LTD (the “Platform”) in whole.
HF RWA GROUP LTD provides an online platform service represented by an automated software complex (ASC) developed by us that enables Clients to transfer their own virtual currencies (BTC, ETH), non-cash money, or electronic money (including fiat currency and private currency) (collectively, the “Digital Assets”) and have the opportunity to participate in the distribution of rewards. The Client receives rewards for the utilization of the Platform with transferred Digital Assets and the attraction of new Clients. The Platform comprises a set of automated algorithms, which ensure its autonomous operation.
Depending on the activity, you may need to use third-party resources to arrange transactions, and HF RWA GROUP LTD assumes no liability in respect of these transactions.
Once your User Account is created and identification and verification procedures are completed, you have the right to transfer your own Digital Assets to the Platform in the amount and manner as further outlined in this Agreement (the “Initial Amount”).
When you have transferred the Digital Assets to the Platform, you, as the Client, will receive the right to participate in the distribution of rewards and in the HF RWA GROUP LTD referral program.
In order to create a User Account and use HF RWA GROUP LTD, you represent and warrant that: (i) if you are a natural person, you are 18 years of age or older and you are not a U.S. citizen; (ii) if you are a legal person, you have the right, power, and authority to enter into this Agreement on behalf of the legal person and bind it to these terms; and (iii) you are not barred from doing so under any applicable laws and/or this Agreement.
To create a User Account, you need to review this Agreement, and if you accept its terms and conditions, fill out the User Account registration form located on the Website and click the “Accept” button.
Regarding Clients, the KYC (know your customer) policy is applied, based on a comprehensive legal assessment that includes procedures such as collecting and analyzing identification information about the Client; comparison of Clients with lists of interested parties, such as Politically Exposed Persons (PEPs); determining the Client's degree of risk in the context of money laundering or financing terrorism; the formation of expectations regarding Client transactions, as well as monitoring transactions for contradictions to such expectations.
The creation of the User Account and further authorization therein shall require that the Client specifies the following information:
For Clients — natural persons: Your email; Your password; Your name; Phone number and Telegram messenger contact;
We reserve the right to require the Client to provide additional documents or any other information necessary for the identification of the natural or legal person, its source of wealth, or to verify the transaction performed by the Client, in accordance with standards to resist money laundering.
You can change your profile information in your User Account settings. You guarantee that any information you provide through the Platform is true and relevant. You must notify HF RWA GROUP LTD of any changes if the provided personal information or documents become invalid and provide relevant information/documents. In case you have difficulties in changing your personal data, please contact us at support@harvest-finance.io.
Once your User Account is created and identification and verification procedures are completed, you will get your unique wallet which you can use to receive, store, and transfer Digital Assets and rewards (the “Initial Wallet”).
You can replenish the Main Balance with your Digital Assets and withdraw them from it to external wallets. Investment Profits displays the rewards you receive as a result of the utilization of your Digital Assets by HF RWA GROUP LTD. To utilize the rewards, you must withdraw them to the Main Balance.
When participating in HF RWA GROUP LTD, clients are provided the opportunity to engage with the platform via a structured approach to deposit, rewards, and withdrawal processes, as detailed below:
Service Packages and Reward Distribution:
Clients have the option to engage with the platform through the purchase of HFU and contracts, defining their profit terms. The distribution of rewards is determined by the type of contract purchased, offering varying limits and rewards potential.
Deposit and Contract Purchase:
HFU Purchase: Clients buy HFU with cryptocurrency, which is credited to their internal balance.
Contract Purchase: Clients buy contracts with their HFU. Contracts dictate the maximum potential profit, with types offering 200% (<$1,000 contract purchase) to 300% returns (>$1,000 contract purchase).
Daily Bonuses:
Clients receive daily rewards based on their participation and contract type.
Rewards begin accruing 24 hours days from the contract purchase.
The Client may increase their service package level by purchasing an additional contract (with a higher profit limit).
Withdrawals:
Clients may request withdrawal of accrued interest, processed within one banking day.
Once a contract has been purchased, the initial withdrawal is non-refundable.
Clients may withdraw their accrued interest weekly, which incurs a 2.5% commission, or monthly, with a 0% commission.
Platform Use Agreement:
The platform restricts use by individuals under 18 or from restricted countries.
The transfer of digital assets to the platform by the client is not considered an "investment" in the traditional sense. Participation in referral and bonus programs does not establish employment or agency relationships between HF RWA GROUP LTD and the client.
The platform reserves the right to restrict access for legal compliance or technical maintenance reasons.
The use of digital assets on the platform involves blockchain transactions, with associated costs covered by the client to ensure proper operation.
This structured approach ensures clients are informed and consent to the terms of service when engaging with HF RWA GROUP LTD.
HF RWA GROUP LTD reserves the right to:
Request the Client’s information and documents for executing the Agreement.
Block registration and login attempts by users with Internet Protocol (“IP”) addresses from Restricted Countries as detailed in our AML Policy. Should breaches by residents of these countries be detected, all investments will be returned to their balance, and service access will be denied.
Maintain databases of Clients, including their personal data and transaction details.
Collect, systematize, store, update, modify, and process the Client’s personal data for purposes related to this Agreement and the Client's interests. Retain email correspondence with the Client as evidence for resolving potential disputes.
Engage third parties — partners — and assign operation companies within our group for the provision of specific services under this Agreement.
Unilaterally decide the amount, calculation method, and timing of bonuses credited to Clients’ Initial Wallets.
Determine the form and methods of service provision based on legal requirements, technical capabilities, and the specific terms of this Agreement at any time without prior notice.
Modify, suspend, or terminate any Service, content, feature, or product offered through the platform at our sole discretion, with or without notice.
Conduct repair (up to 20 business days) and upgrade the Platform (up to 5 business days) alongside other actions ensuring uninterrupted operation. Access to User Accounts may be temporarily restricted during such work.
Request additional verification from the Client if there are doubts regarding the correctness of provided personal data/documents or if suspicious activity is detected. This may include high-definition photos of the Client with a paper indicating a relevant date and inscription “HF RWA GROUP LTD”.
Take measures to terminate breaches by the Client, including content removal, temporary or permanent User Account blocking, or other actions to rectify the consequences of negative acts violating this Agreement.
Amend the list of required documents for account creation, identification, and verification processes.
HF RWA GROUP LTD shall:
Adhere to all provisions of this Agreement and applicable laws.
Organize and ensure the proper provision of Services.
Use all personal data and confidential information about the Client solely for Service provision.
Not disclose Client-related information to anyone other than employees, trustees, and partners, unless necessary for enforcing the Client’s rights or as otherwise stipulated in this Agreement.
Immediately block access to the User Account upon receiving notification of unauthorized third-party access until measures are taken to change access data.
When utilizing HF RWA GROUP LTD (via the Website or any other means, including software not approved by HF RWA GROUP LTD), you have the right to:
Use the functionality of HF RWA GROUP LTD for purposes compliant with these Terms and applicable laws.
Participate in HF RWA GROUP LTD bonus programs and special offers. Contact HF RWA GROUP LTD and receive responses in accordance with these Terms.
Deposit and transfer Digital Assets into your Initial Wallet and withdraw them as detailed in this Agreement.
As a user of HF RWA GROUP LTD, you must:
Create only one User Account.
Ensure the accuracy of the information provided to HF RWA GROUP LTD.
Not transfer, assign, or resell your User Account.
Avoid unauthorized access to another Client's User Account or undertake actions from it. Not use automated programs (bots, robots, “spiders”, scrapers, etc.) for information collection on other Clients or for mass or targeted distribution (e.g., spam).
Not engage in unauthorized collection and processing of other Clients' personal data without explicit consent.
Avoid distributing unauthorized commercial messages (advertising, spam) among other Clients.
Maintain the cybersecurity of your User Account, including keeping login credentials confidential and preventing unauthorized access.
Refrain from actions that threaten, harass, discriminate, or otherwise unlawfully influence other Clients; breach their rights; or impede their comfortable use of HF RWA GROUP LTD.
Not overload the computer equipment of HF RWA GROUP LTD or disrupt its normal functioning through direct actions or software.
Not disseminate or use harmful software (viruses, Trojan horses, etc.) within HF RWA GROUP LTD.
Respect intellectual property rights belonging to others as per applicable laws.
Fulfill tax obligations arising from the use of Digital Assets and bonuses, acknowledging that HF RWA GROUP LTD is not responsible for determining tax applicability or obligations.
Avoid participation in unlawful network marketing, pyramid schemes, fraudulent activities, or other unlawful actions within HF RWA GROUP LTD.
Not disseminate false or reputation-damaging information about HF RWA GROUP LTD, its Clients, or associated persons.
Respect the rights and legal interests of HF RWA GROUP LTD, its Clients, and third parties and report any breaches of these Terms.
Utilize HF RWA GROUP LTD in accordance with this Agreement.
HF RWA GROUP LTD is not liable for your use of Digital Assets, and it is imperative that you understand all associated risks. The use of HF RWA GROUP LTD and its functionalities is voluntary, and you are responsible for your activities within it. Awareness of potential risks and respect for other Clients are crucial.
HF RWA GROUP LTD will use the email address and/or Telegram account associated with your User Account as our primary methods of communication. To ensure receipt of all communications, you agree to keep your email address current and promptly notify us of any changes.
The Term of the Agreement commences from the moment you accept the Agreement by clicking the "Accept" button during the creation of your User Account and concludes upon its termination, as outlined within the Agreement.
Should any changes to this Agreement occur, the updated version will be promptly published on the Website. You are encouraged to regularly review the Agreement. For significant changes, we will endeavor to inform you and clearly present such changes. For non-significant changes, notification will be made by updating the Agreement on our Website.
The HF RWA GROUP LTD platform software and documentation are provided to Clients "AS IS," with all faults and defects, and without any warranty of any kind. To the maximum extent permitted under applicable law, HF RWA GROUP LTD expressly disclaims all warranties, whether express, implied, statutory, or otherwise, regarding the software and documentation. This includes any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, as well as any warranties that may arise from the course of dealing, performance, usage, or trade practice. Without limiting the foregoing, HF RWA GROUP LTD does not warrant that the platform will meet your requirements, achieve intended results, be compatible with other software, applications, systems, or services, operate without interruption, adhere to any performance or reliability standards, be error-free, or that any errors or defects can or will be corrected.
In no event will HF RWA GROUP LTD, its affiliates, their respective owners, directors, officers, licensors, or service providers be liable to any client or third party for any use, interruption, delay, or inability to use the platform software; lost revenues or profits; delays, interruption, or loss of services, business, or goodwill; loss or corruption of data; loss resulting from system or system service failure, malfunction, or shutdown; failure to accurately transfer, read, or transmit information; system incompatibility or provision of incorrect compatibility information; or breaches in system security. Nor will they be liable for any consequential, incidental, indirect, exemplary, special, or punitive damages, whether arising out of or in connection with this agreement, breach of contract, tort (including negligence), or otherwise, regardless of whether such damages were foreseeable and whether or not HF RWA GROUP LTD was advised of the possibility of such damages.
In no event will the collective aggregate liability of HF RWA GROUP LTD, including that of its licensors and service providers, under or in connection with this agreement or its subject matter, under any legal or equitable theory, including breach of contract, tort (including negligence), strict liability, and otherwise exceed $100.00. The limitations set forth in this section shall apply even if the remedies under this agreement fail of their essential purpose.
HF RWA GROUP LTD offers its Services without any warranty, express or implied. HF RWA GROUP LTD does not guarantee that its Website will be available at all times to meet your needs. While we strive to provide the Service promptly, we cannot ensure uninterrupted access, nor guarantee the absence of delays, failures, errors, omissions, or the loss of transmitted information.
HF RWA GROUP LTD endeavors to ensure the Website is accessible in accordance with this Agreement, but Services may be suspended for maintenance. We acknowledge that immediate notice may not always be possible in emergency situations.
By registering with HF RWA GROUP LTD, you consent to the collection, storage, use, and disclosure of your personal data in line with this Agreement and applicable laws. The confidentiality aspects of our relationship are governed by the Privacy Policy, an integral part of these Terms.
Your rights over personal data you publish or upload in connection with HF RWA GROUP LTD remain intact. We do not claim ownership of such data. Instead, by sharing personal data subject to intellectual property rights, you grant us a non-exclusive, worldwide, royalty-free license—with the right to sub-license—for its storage, use, distribution, modification, replication, public performance or display, translation, and the creation of derivative works. This license can be terminated anytime by deleting your personal data or User Account, though technical and legal restrictions may apply to some data types.
HF RWA GROUP LTD encourages Clients to amicably resolve disputes. If disputes arise between you and other Clients, you release HF RWA GROUP LTD, its affiliates, and service providers, along with their respective officers, directors, agents, and employees from all claims, demands, and damages related to such disputes. You agree to indemnify HF RWA GROUP LTD and its affiliates against any claims, including legal fees and penalties, arising from your breach of this Agreement, any laws, or third-party rights.
HF RWA GROUP LTD implements security measures like password requirements for User Account access. Two-factor authentication is recommended for enhanced security during User Account access. Despite efforts to maintain the security of the Services, we cannot guarantee the safety of the Platform or protect against all potential blockchain network attacks or hacking attempts. HF RWA GROUP LTD is not liable for any loss of value or stolen property, regardless of the level of security provided.
This Agreement shall be governed by and construed in accordance with the laws of England. For all matters not expressly addressed in this Agreement, the parties shall be governed by English law. Any disputes arising from the execution of this Agreement and other agreements between the Parties shall be resolved in accordance with English law.
Disputes arising out of, under, or in connection with this Agreement are to be resolved through negotiation. Before submitting any dispute to the court, the complaint settlement procedure outlined in this Agreement must be followed.
Should the Client believe that HF RWA GROUP LTD has violated any part of this Agreement through action or inaction, they have the right to submit a complaint.
The complaint must include:
The Client’s name;
The date and time the issue occurred;
A description of the dispute with references to specific articles of this Agreement or relevant regulations believed to be violated.
The complaint must avoid:
Emotional assessments;
Offensive language;
Expletives.
Complaints must be emailed to HF RWA GROUP LTD within 20 days of the Client recognizing their rights have been violated. HF RWA GROUP LTD will inform the complainant via email of the complaint's outcome within 7 working days from its receipt. Complaints not meeting this Agreement’s requirements may be rejected, and all complaints will be reviewed in accordance with this Agreement and/or relevant regulations.
The Parties agree to exert all reasonable efforts to settle any arising disputes through negotiations. If a dispute cannot be resolved, or if no response to a complaint is received within 30 days, legal action may be pursued.
Neither party shall be liable for failure or delay in fulfilling obligations under this Agreement if such failure or delay is caused by circumstances beyond reasonable control, such as natural disasters, epidemics, wars, governmental acts, embargoes, or other situations considered as Force Majeure by current law. Obligation deadlines under this Agreement will be extended for the duration of such events. If Force Majeure persists for more than 1 month, both Parties will seek a mutually acceptable solution.
Within 15 working days of a Force Majeure event, the affected Party must provide the other with a confirming document from the Chamber of Commerce, Industry, or another authorized organization, which will serve as sufficient proof of the Force Majeure.
Should Force Majeure last over 60 days, either Party may terminate their obligations under this Agreement. In such cases, the Parties will conduct a final settlement within 15 working days of the termination notification due to Force Majeure, without any party being entitled to claim damages for the Force Majeure circumstances.
Clients acknowledge and agree that access to and use of HF RWA GROUP LTD under this Agreement is provided under license, not sold, to any Client. Clients do not gain any ownership interest in HF RWA GROUP LTD under this Agreement. HF RWA GROUP LTD reserves and shall retain its entire right, title, and interest in and to the software and all Intellectual Property Rights arising from or related to the platform software, except as expressly granted to the Clients in this Agreement.
Clients are responsible for protecting all platform software (including all copies thereof) from infringement, misappropriation, theft, misuse, or unauthorized access. "Intellectual Property Rights" refers to any and all registered and unregistered rights granted, applied for, or otherwise existing under or related to any patent, copyright, trademark, trade secret, database protection, and all similar or equivalent rights or forms of protection, worldwide.
Owning virtual currencies and engaging in cannabis cultivation investments carries a high degree of risk. Before deciding to engage with HF RWA GROUP LTD, Clients should carefully consider the risks outlined below, along with all other information contained in this Agreement.
By participating in HF RWA GROUP LTD, you expressly acknowledge and assume the following risks:
Limited Operating History: HF RWA GROUP LTD, and its partner cannabis cultivators have limited operational histories. Any success to date may not predict future results, making it challenging to evaluate prospects and future performance.
New Enterprise Risks: Operations are subject to the risks common to new enterprises, including the challenges associated with starting a new business, competing in a competitive industry, and developing a customer base.
Possibility of Dissolution: There is a risk that due to various factors, including unfavorable fluctuations in cryptocurrency values, decreased utility of Digital Assets, or failure of commercial relationships, HF RWA GROUP LTD or its cannabis cultivation partners may no longer be viable or may dissolve.
Reliance on Third Parties: Success depends on the adoption of the platform by third parties, including cannabis cultivation partners. There is no guarantee of successful promotion, market growth, or establishment of partnerships as expected.
Competition and Alternatives: Alternative platforms using similar or identical protocols could emerge, offering services similar to those provided by HF RWA GROUP LTD. This competition could negatively impact operations.
Loss of Crop or Other Cultivation Risks: Investing in cannabis cultivation carries inherent risks such as loss of crop due to natural disasters, disease, pests, or regulatory changes. Such events can significantly impact the expected returns on investment.
Regulatory Risks: The cannabis industry is subject to a complex and evolving legal and regulatory framework. Changes in regulations or enforcement priorities could adversely affect operations or profitability.
Market Volatility: The value of virtual currencies may be extremely volatile. Market fluctuations may significantly impact the value of investments made through HF RWA GROUP LTD.
Clients must be aware of these risks and others, as outlined in this Agreement, and should proceed with caution when engaging with HF RWA GROUP LTD and its cannabis cultivation investment opportunities.
HF RWA GROUP LTD will provide you with basic software maintenance and support services. These services include providing updates, upgrades, bug fixes, patches, and other error corrections (collectively, "Updates") as HF RWA GROUP LTD makes them generally available free of charge to all Clients. The development and provision of Updates are at the sole discretion of HF RWA GROUP LTD, with no obligation to create any Updates for specific issues.
Clients acknowledge that Updates may be delivered via the Website and require an internet connection, which is the Client's responsibility. HF RWA GROUP LTD is not obligated to provide Updates through any other means. Maintenance and support services exclude any new versions or releases of the software that HF RWA GROUP LTD may issue as a separate product, with the determination of whether an issuance qualifies as a new version, release, or Update being at HF RWA GROUP LTD's discretion.
HF RWA GROUP LTD reserves the right to amend or modify any part of these Terms of Use at any time by posting the revised Terms of Use on the Site. Changes become effective and are deemed accepted by the Client the first time the Client uses the Services after the publication of the revised Terms of Use, applying on a going-forward basis for any activities initiated after publication. If a Client does not agree with any such modification, their sole remedy is to terminate their use of the Services and close their Account. HF RWA GROUP LTD shall not be liable for any losses suffered by the Client or any third party as a result of modifying these Terms of Use.
All communication with you will be conducted via email. Please contact us if:
You have questions, inquiries, or comments about this Agreement.
You wish to access, update, or correct inaccuracies in your personal information.
You have a question or complaint regarding HF RWA GROUP LTD.
You can reach us by email at: support@harvest-finance.io.
